Payment Methods

I. Accepted Payment Methods

We accept credit, debit, and prepaid cards issued by the following networks: Visa, Mastercard, Discover, and American Express.
We also accept PayPal, the most popular online payment method worldwide.

Paying with PayPal:

When you place an order with PayPal, you'll be redirected to the PayPal payment page. Log in to your PayPal account with your username and password. If PayPal doesn't support your currency, your payment will be automatically charged in US dollars.

Troubleshooting Payments:

If you encounter difficulties making a payment, consider the following suggestions:
If you're unable to pay with your debit or credit card:

1. Ensure all information is correct, including the credit card number, expiration date, CVV code, and billing address.
2. Check your credit or debit account balance for available funds.
3. Verify that your card is authorized, and check if the default online transaction limit is too low.
4. Try refreshing the page or logging out and then logging back in.
5. If your payment is still declined, contact your bank. Some credit card companies automatically block international transactions unless explicitly allowed.
6. Pay with your credit or debit card through PayPal. You can use PayPal services as a "guest" without an account.
7. Consider using a different card.
8. If available, try through PayPal.

If you're unable to pay with PayPal:

1. Check with PayPal for any transaction limits on your account.
2. Be aware that according to PayPal rules, the shipping and billing addresses must be in the same country; otherwise, the payment may be declined.
3. If PayPal is still not working, try payment with a debit or credit card (Visa, MasterCard, Discover, and American Express).

II. Klarna Installment Payment Policy

Effective Date: November 30, 2023

1. Introduction:

Welcome to Chicverses. This Payment Policy outlines the terms and conditions associated with using Klarna Installment as a payment option for your purchases.

2. Klarna Installment Overview:

2.1 Payment Processing:

  • Klarna Installment allows you to spread the cost of your purchase over multiple installments. Payments are processed by Klarna in accordance with their Terms of Service and Privacy Policy.

2.2 User Agreement:

  • By choosing Klarna Installment as your payment option, you agree to adhere to Klarna's terms of service and privacy policy. It's recommended to review Klarna's policies, available on their website.

3. Data Handling and Security:

3.1 Personal Information:

  • When using Klarna Installment, your personal information is processed by Klarna in accordance with their Privacy Policy. For details on how Klarna handles your data, please refer to Klarna's Privacy Policy.

3.2 Payment Information:

  • Klarna processes payment information securely. Your financial details are not shared with Chicverses and are subject to Klarna's security measures.

4. Klarna Communication:

4.1 Communication Preferences:

  • Klarna may communicate with you regarding your installment plan, payments, and other relevant information. You can manage your communication preferences by logging into your Klarna account.

5. Refunds and Returns:

5.1 Refund Processing:

  • Refunds for purchases made using Klarna Installment are processed in accordance with Klarna's refund policy. Please review Klarna's refund policy for details.

6. Customer Support:

6.1 Klarna Support:

  • For assistance with your Klarna Installment plan, payments, or any related inquiries, please contact Klarna's customer support directly. Contact information can be found on the Klarna website.

7. Changes to this Policy:

7.1 Policy Updates:

  • Chicverses reserves the right to update this Klarna Installment Payment Policy. Any changes will be effective immediately upon posting on our website.

8. Contact Information:

8.1 Contact Us:

  • For questions or concerns regarding this Klarna Installment Payment Policy, please contact us at support@4starventure.com.